NEWS & ARTICLES

For years, reformers have spoken of “Open Banking” and “Open Finance.” These are important ideas, but they sound technical and distant. What the Philippines truly needs is something clearer and more ambitious: what I call Full Picture Credit.   We need a system where a...

[Lifted from the speech of the author as Keynote Speaker at the recent Management Association of the Philippines (MAP) 3rd MAP Summit on Shared Prosperity.]   This is not a speech. It is a call. A call from one ordinary Filipino, one among more than...

I was born in the 1960s, and it would be an under-statement to say that the world has undergone a massive change.  We grew up without cell phones, video games, personal computers, email, chat and internet.  I remembered in the early 1980s, after graduating high...

GRIDLOCK. The talk of traffic gridlock in the time of raging full-scale war in the Middle East with some forecasting dooms day scenarios, such as a long war of attrition that may slide into World War III, has somewhat dulled the conversation. Nevertheless, the daily...

In 2025, the Management Association of the Philippines (MAP), through its Trade, Investments and Tourism Committee, undertook the task of gathering inputs from its various sectoral and industry committees to recommend policy priorities to the government. This goal is to maximize the opportunities presented by...

As the conflict enters Day 38 (April 6, 2026), what initially appeared to be a short-term disruption has evolved into a prolonged crisis reshaping global trade, energy flows, and supply chain stability. Escalating tensions in the Middle East—particularly around the Strait of Hormuz—are no longer...

Summary   Resilience gives organizations a competitive edge. Boards must monitor, anticipate, and respond quickly. Stress testing, once the preserve of banks, is now essential for all large organizations. To turn this urgency into action, Boards can take immediate steps: (1) Request a stress testing...